Delaware
Mortgage
...FEATURED
SITES:
Synergy
Direct Mortgage, Inc.
NOTE from DelawareOnTheWeb.com:
Based on personal
experience, we recommend
you DO
NOT use Synergy Direct
in Delaware.
Accelerated
Mortgage, Inc.
Delaware
mortgage, home loans,
100% financing, refinance,
credit help
10 Blue Fox Court, Newark,
Delaware 19711
Any
Home Loan Solution
We
can find a loan solution
for anyone!
1102 West St, Suite #109,
Wilmington, DE 19801
Balance
Group Financial Services
Offers
Lowest Rates and Best
Service on Home Loans.
256 Chapman Rd, Newark,
Delaware 19702
Bona
Fide Mortgage Corp.
Delaware
home loan rates
5153 W. Woodmill Dr, Suite
18, Wilmington, Delaware
19808
Cambridge
Captial Mortgage
A
family-owned and family-friendly
mortgage site providing
home loans and resources
for Delaware homeowners.
PO Box 207, Smyrna, Delaware
19977
Christiana
Home Loan
Suite 22 Peddler's Village,
Christiana, Delaware 19702
Coast
to Coast Mortgage Inc.
1304 Old Lancaster Pike,
Suite D, Hockessin, DE
19707
Continental
Mortgage
More
than just a Delaware home
loan calculator
3422 Old Capital Trail,
Wilmington, Delaware 19808
Delaware
Financial Capital Corp.
Delaware
low mortgage rates
22 Polly Drummond Hill
Rd, Newark, Delaware 19711
Equity
Plus Inc.
We
handle everything from
a mortgage to Delaware
home improvement loan
500 Philadelphia Pike,
Wilmington, DE 19809
Gilpin
Mortgage
Delaware
online rates
1400 N. DuPont St, Wilmington,
Delaware 19806
GMAC
Mortgage
--›
Quick Tips
Mortgage
Consultant specializing
in home financing.
3710 Kennett Pike, Greenville,
Delaware 19807
Icon
National Finance
Delaware
mortgage rate calculator
2502 Silverside Rd, #7,
Wilmington, Delaware 19810
Merit
Financial Service
Delaware
mortgage loan rates
2405 Silverside Rd, Wilmington,
Delaware 19810
Mortgage
Mender
Delaware
mortgage calculator
501 Capitol Trail, Newark,
Delaware 19711
Pike
Creek Mortgage Services,
Inc.
Delaware
home loans, mortgage,
refinance, debt consolidation
5233 W. Woodmill Drive,
Suite 46, Wilmington,
Delaware 19808
 
Residential
Funding Group
 Reverse
Mortgage Specialists
254
Chapman Road, Suite 200,
Newark, DE 19702
Stonebridge
Mortgage
2100 Drummond Plaza, Newark,
DE 19711
Wilmington
Mortgage
Delaware
lowest mortgage
2126 W. Newport Pike,
#200, Wilmington, DE 19804
Your
Turn Finances
Go
Ahead, It's YourTurn...
254 Chapman Road, Suite
110, Newark, DE 19702
More information: Equity
Loans - Refinancing
- Consolidation
Loan
Sussex
County
20/20
Mortgage
508 West Market St, Georgetown,
Delaware 19947
Atlantic
Mortgage Center, Inc.
If
We Can't Do It, It Can't
Be Done!
P.O.
Box 570, Ocean View, DE
19970
Coastal
First Mortgage
232 Rehoboth Ave, Rehoboth
Beach, Delaware 19971
First
Atlantic Mortgage Service
Delaware
VA mortgage
135 2nd St, Lewes, Delaware
19958
Gateway
Funding Diversified Mortgage
Services
Delaware
mortgages with competitive
interest rates.
107 Federal St, Milton,
DE 19968
Mortgage
Advice from the Experts
New
Tax Deduction for PMI!
Thinking
about purchasing or refinancing
a home in 2007? There may
be good news for you if
you have a mortgage that
requires PMI!
Starting
with new mortgage settlements
in 2007, your PMI payment
may be tax deductible! This
may give you better financial
opportunities to help you
purchase your next home!
Of
course, with any new law,
there are restrictions and
parameters that must be
followed. Here are some
of the guidelines with this
new law:
•
The tax deduction applies
only to mortgages that are
closed in 2007. If you have
a loan with mortgage insurance
in 2006, you won't be able
to deduct the premiums in
the 2007 tax year unless
you refinance in 2007.
•
Income limits apply. You
are eligible for the full
deduction if your adjusted
gross income is $100,000
or less. The amount you
can deduct phases out rapidly
after that and no mortgage
insurance deduction is available
if you make more than $110,000.
•
This is a one-year deal,
and Congress will have to
renew the deduction to make
it applicable to the 2008
tax year and beyond. Congress
will most likely extend
the deduction, but there’s
no guarantee.
•
If you take the standard
deduction instead of itemizing
deductions, the new law
makes no difference to you.
"You need to have a
mortgage of about $130,000
or so to even pay enough
interest to hurdle the standard
deduction," says Bob
Walters, chief economist
for Quicken Loans. In practice,
he says, this means that
the deduction is available
to households with incomes
between $50,000 and $100,000.
It
is recommended to speak
to a mortgage professional
and your accountant in order
to explore all of your options
available.
About
the Author: Mark
Randolph is a Mortgage Consultant
with GMAC Mortgage specializing
in residential mortgage
financing. In addition to
being an award winning Loan
Officer, Mark is an Instructor
for the New Castle County
Board of REALTORS and is
a regular speaker with the
various housing counseling
agencies in Delaware. He
volunteer's his time and
skills as well as the main
speaker for housing fairs
in cooperation with Senator
Carper's Office, Fannie
Mae and the Housing Counselors
of Delaware. Mark's office
is located at 3710 Kennett
Pike, Greenville, DE 19807
and his e-mail is: mark.randolph
[at] gmacm.com
Refinance
Mortgage
Delaware
Home Improvement
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